Useful Information

> Payment options

 

Are you toying with the idea of buying a new home, but are not sure if you can afford it? South Pacific Group's extremely flexible payment methods enable you to choose the alternative that best suits your needs and capabilities. A mix of deposit and payment plans with 25%, 40%, 50% down payment? 100% up front?
We have made it all possible.
All you need to do is to make a decision.

Option 1

Down payment
- 25% upon signing the contract.
Monthly repayments
- at the end of each month's construction, you can make your cash or mortgage payment with the security of having an independent
  evaluation certificate issued by South Pacific Group's project manager. Thus, you will pay only for what has actually been completed
  each month.
Advantages:
- you can use your existing home as collateral for obtaining a loan amounting to the 25% down payment
- in most cases, clients continue to live in their present home until the entire district is complete.
Best suited to:
- clients that already have a place to live, but have little cash;
- clients that will sell their old assets as soon as the new home is ready.
Option 2

Down payment
- 40% upon signing the contract.
Monthly repayments
- the remaining 60% of the amount will only be paid when the home is finished.
Advantages:
- the clients only need to pay the down payment; the remaining buying price will be paid when the construction is ready;
- the clients are able to focus on selling the old home or other assets during construction. Best suited to:
- clients possessing large amounts of cash, but not the entire amount at the beginning of the project.

Option 3

Down payment
- 25% upon signing the contract.
Monthly repayments
- payable according to the following schedule:
- after 3 months - 20%
- after 6 months - 20%
- after 9 months - 20%
- at the finish - 15%
Advantages:
- the clients can make regular fixed cash payments as the project is under construction.
Best suited to:
- clients with constant, regular wage who want the security of knowing their repayment schedule;
- clients possessing large amounts of cash, but only wish to pay as the building progresses.

Option 4

Down payment
- 100% upon signing the contract.
Monthly repayments
- 0
Advantages:
- the clients are eligible to receive a 10% discount off the total price.
Best suited to:
- clients possessing large amounts of cash.

Option 5

Down payment
- 50% upon signing the contract.
Monthly repayments
- payable according to the following schedule:
- after 6 months - 25%
- at the finish - 25%
Advantages:
- the clients are eligible to receive a 5% discount off the total price;
- the clients can make cash payments.
Best suited to:
- clients with constant, regular wage;
- clients possessing large amounts of cash, but only wish to pay as the building progresses.